![]() State-chartered credit unions should use the Equal Housing Opportunity logo, not the Equal Housing Lender logo. The Equal Housing logo must be on all pages that advertise real estate-related loans. Specifically, the logo represents fair housing without regard to race, color, religion, national origin, sex, handicap, or familial status. The Equal Housing logo is used to display commitment to fair housing compliance. The official NCUA advertising statement is also required to be clearly visible on the page in a size and print that is no smaller than the smallest font size used on the related webpage. ![]() The official sign must be clearly legible and included on all pages where accounts can be opened or deposits are accepted, such as online banking. The NCUA requires credit unions to post their official advertising statement – or the NCUA official sign – on the main webpage of the credit union’s website and on every page that advertises federally insured deposit account products. The National Credit Union Administration (NCUA) official advertising statement shows members that the credit union is insured by the NCUA. If you are reviewing your website for compliance, here are two items that should be considered. That is why it is important to maintain your website and frequently audit the content for accuracy and relevance. Unfortunately, it doesn’t matter if your website is small or large, it is still subject to the same regulatory scrutiny as other marketing materials. Keeping them updated can pose a challenge, as they may contain hundreds, if not thousands, of pages of content. In addition to providing an entry-point for online banking services, members can use the credit union website to find helpful information, open new accounts, apply for loans, and contact credit union representatives.Īs technology continues to evolve, simple websites have turned into complex structures. Because a right was exercised under the Consumer Credit Protection Act.Websites have become a crucial part of credit union member service.Because income is from public assistance or.On the basis of race, color, religion, national origin, sex, marital status, or age (providing the applicant has the legal capacity to enter into a binding contract). ![]() UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION: IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:Īssistant Secretary for Fair Housing and Equal Opportunityĭepartment of Housing & Urban Developmentįor processing under the Federal Fair Housing Act and to:įor processing under Federal Reserve regulations Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property. ![]()
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